Secrets That Insurance Companies Don’t Want You To Know

1. First, insurance companies do not want you to hire an attorney because they know studies show they will have to pay you more money. To discourage you from hiring an attorney, they may characterize attorneys as greedy, lazy, unnecessary, and any other number of adjectives (these adjectives may be accurate to describe some attorneys, so be careful who you hire). When they tell you that you don’t need an attorney to help you, ask them why they have attorneys on retainer to help them.




2. Second, the insurance adjuster is not your friend. They are in business to make money. The less money they pay you, the more money they make.

3. Third, insurance adjusters try to get recorded statements and signed medical authorizations from you for 2 main reasons. First, they want you to make a statement like “I am not that hurt” or “it could have been my fault.” Second, they want to get full access to all of your medical records to try to find something they can use against you. Both will be used to pay you less.

4. Fourth, an insurance adjuster may say things that they know to be untrue just to see if you buy it.

5. Fifth, an insurance adjuster is a trained negotiator. He/she will attempt to play you like a poker pro.

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